Insurance FAQ
 

When You Have A Settlement With A Insurance Agency, Do You Get 3 Times The Money Of Your Medical Bils?

I don't really undrstand how it will work out. The lawyer told me that I will leave out his office a happy lady. But I lost my car in this acident , and the insurance company only gave me the NADA value which was in poor condititon because it was totaled. So far my medical expenses range from 2720 to 2800 dollars. Can some one just please give me a little more insite. Also I'm going for my pain and suffering also. Thanks for the advice.


Answer: OK, the settlement is whatever you agree it is. You both agree, then you can "settle". Pain and suffering might be where you heard the 3x number, but frankly, it depends on A LOT of things. If you have no-fault insurance, or limited tort, you won't get ANY pain and suffering. Even if you do, it's going to depend on what kind of injury, and how serious it is. Frankly, if you're at $2800, that's not much. If it's all soft tissue injury, well, that's not much. If $1,000 of it is emergency room plus xrays, and the rest is chiropracter for sore back . . .you're not going to get 3x for pain and sufferring.

Plus, your lawyer is probably going to take about 40% of whatever
 
 

When Filing TAXES, Do I Put Bought Car AND Medical Treatment Payed Using Temp Agency's Med Insurance?

Ok, last year i had medical insurance from the Job temp agency( I worked for them as a temp worker). I went to the doctor for xrays and therapy.. i'd say the total cost was about 700.

I also bought a car and have been making payments.

Anyways, i'm doing taxes online and do i need to put those 2 under the Deductions thing? It's my first time doing my own taxes online


Answer: Car payments are not tax deductible. Medical expenses are only deductible if you itemize your deductions. Your itemized deductions would have to be more than the standard deduction ($5,450.00). Allowable deductions would include mortgage interest payments, property taxes, charitable contributions, medical expenses, insurance payments, etc. If you don't have enough of these to exceed the standard deduction, then you do not need to enter anything.

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What Government Agency Handles Complaints About Medical Insurance Companies?



Answer: Your state insurance commissioner

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Should I Pay A Collection Agency For A Medical Procedure My Insurance Company Claims They/I Don't Have To Pay?

Insurance co. issued documentation stating terms of provider's contract do not requirement payment by insurance co. or patient. Provider has hired a collection agency to collect even though I sent copy of insurance documentation to provider. What are my options?


Answer: No.

What you do, is send a copy of that document to the collection agency, with a letter that you are disputing the debt. KEEP A COPY OF EVERYTHING!~ They should respond in writing within 30 days.

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What Agency Will Investigate Fraud, Abuse Or Illegal Activity In Government Medical Insurance Programs?

And how will the Judicial system be made affordable for persons who are living in poverty?


Answer: The libs will appoint some corrupt group to keep an eye on things...Maybe Barney, Dodd , and the rest of the group can help, they did soooo much for the banking and housing problem.
As far as the poor getting legal help, Legal Aid is available to them...
all they have to do is call.

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Health Insurance Agents Beware

www.finalexpenseagents.biz Health insurance agents beware - the end of the health insurance market is fast approaching

Kentucky Health Insurance and Risk Pools for the Uninsured

Kentucky health insurance methods allow you to purchase health coverage through private medical insurance companies. The remaining 27% is covered by health care that is sponsored by the government such as kids’ health care programs, Medicaid, military health care as well as health care programs meant for the low income groups. Kentucky health insurance seeks to address about 60% of the American population that get covered by their employers under the prospect of group health insurance. These are the people who can afford the costs of the premium but have been denied affordable coverage for medical insurance as they had a pre existing medical condition. The aim of the risk pools in Kentucky is to aid and assist those who have been turned down by Kentucky health insurance agencies....

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