Insurance FAQ
 

Do Large Corporations Practice Age Discrimination With Regard To Retiree Health And Life Insurance Benefits?

Question by okwood@sbcglobal.net | Posted in Insurance

At age 56 I was forced into retirement by diagnosis of cancer. When I reached age 60 the supplemental life insurance premiums I have paid for years increased by 70%. If that's not age discrimination, what is it?

Answer: You were lucky you even had supplemental life insurance benefits to begin with.

Most employers would have bounced you out of their system upon your retirement.

You also could have possibly made some more income by buying a disability insurance policy and could have put off being 'forced into retirement' by allowing the disability policy to pay your income until you would have reached a better retirement age.

Those policies are even cheaper than supplemental life policies. And, since the risk of becoming disabled is far higher than dying early....they make more sense.
 
 

What Steps Need To Be Taken To Be An Independent Insurance Company. I Have A Life And Health License.?

Question by mss04 | Posted in Insurance

I operate in Maryland and have a S corporation that I can run it under.

Answer: Contact your state DOI or COI. You will probably need to submit some paperwork so you can assign your commissions to your business entity. Once you get your corporate license, poof, you're done.

Good luck with the rest.

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Does Anyone Here Not Have Health Insurance (why)?

Question by plantain | Posted in Other - General Health Care

im going to be out of college in a couple of years and so ill be booted off of my parents insurance plan. most people pay thousands of dollars each year to insurance corporations who pretty much just collect money. ive been healthy enough all my life and i dont think ill ever have a job that will provide me with insurance so im planning on just not getting any.. i know the risk, but im willing to go with it.

does anyone here have an opinion on not having health insurance?

Answer: I don't have it either. I also got kicked off my parents when I graduated college, and the job I have doesn't offer it. When I did have it, I used it once when I broke a bone. I had such a high deductible, I still got stuck paying almost 800 dollars for it. I figured that as much as I'd have to pay for it, I could just save that money incase of an emergency sometime. I'd rather risk not having it then pay thousands of dollars each month when I most likely will never use it.

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Medical Health Insurance Quotes
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Are People Brainwashed By Medical Insurance Corporations?

Question by Rick S | Posted in Other - Politics & Government

Think really hard about what I'm about to say.
I believe that the corporate world has so influenced our way of life that when the government wants to ALLOW people to have the choice of private or public medical insurance people are so afraid of change they will do anything to prevent it. Corporate insurance companies are so powerfull in creating fear of "the public option" people are so closed minded to accept it.
What is so wrong with having a CHOICE of either public or

Answer: People are not as dumb as you think they are, they do not like the public option because it will lead to complete government take over of health care, and people know our government can not do anything without complete corruption, you know that. every thing they Touch is full of corruption. corruption, leads to high cost witch leads to poor care, witch leads to death.

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My Community Thrives Off The Employment Of A Major Manufacturer.?

Question by CATheist Laughs | Posted in Politics

We have not suffered fortunately from the recession. We have excellent benefits and health and life insurance paid for by the corporation as well as retirement. Even the lowest employees down to the janitors enjoy these benefits.

How would Obama's health care plan affect our benefits?

Answer: Under the current proposal, it won't. However, if nothing is done, it will likely be that your company will begin cutting back benefits and the insurance company will get stricter and stricter on what they cover ans they continue to raise costs higher and higher.

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Source: Bruce Thomas Eason~Personal and Business Development

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