Insurance FAQ
 

What Are The Different Forms Of Insurance A Person Should Have?

Question by ansrplz | Posted in Insurance

Here's my list:

1. Health
2. Dental
3. Vision
4. Home
5. Life
6. Auto
7. Disability
8. malpractice

p.s. how many people really have all these with adequate coverage and wat is credit insurance?????

Answer: My husband and I have 1-7. We get health, dental, vision, and disability through his work and the rest we cover on our own.

You can also get renter's insurance, flood insurance is also additional to your home owner's I believe.

Credit insurance... if you are referring to the insurance you can pay monthly to protect your credit cards, it is a scam. There were several articles published and I think one by the federal government, stating this. I'd look it up online, and get some more informatin.
 
 

I Got Denied For Retirement, Survivor And Disability Insurance, But I Applied For SSI?

Question by melya | Posted in Personal Finance

I was a homemaker most of my life, so I did not have enough credits. I applied for SSI because of this.

The letter I got said I did not have "enough work credits" to receive benefits, but from what I was told, SSI was not based on credits.

What in the world is going on?

Answer: you probably received a rejection letter from SSD. Everybody receives one when they apply for SSI. You will get a letter from SSI shortly but you usually have to apply 2 or 3 times before they give it to you.

Related Topics:

How Is Insurance Calculated
Life Health Insurance Companies
Life Insurance Corporation In

 
 

Creditor Harrassment?

Question by tcederquist | Posted in Law & Ethics

i'm off work on short term disability. i have credit life and dissability insurance on a personal loan. i keep getting calls to make a hardship payment or they are going to garnish my wages. is that legal?

Answer: Yes, because you owe them the money. They don't care why you can't pay it and it doesn't really matter. You owe the money, it is your responsibility to find a way to pay it back.

Related Topics:

Fiduciary Liability Insurance
Eastland Insurance
Life Insurance Corporation In India

 
 

Is This Email A Scam?

Question by rethagodbey | Posted in Other - Careers & Employment

I got this email because I am looking for employment, and I'm wondering if it's a scam. Why does a company need to know your credit score? I think that's so weird! What do you think?

Dear Candidate,


Thank you for your interest in a career with us. As the hiring manager I am glad to see you are serious.From your response we have
gathered that you are qualified for the current position, and in my opinion more so than any of the other 14 applicants who

Answer: 100% scam.
There is no job.

There is only a scammer trying to get you to sign up for some credit reporting site using the affiliate link he provided. He only wanted the commission he would receive for getting people to sign up under him. He did not send a virus or trojan or anything like that. Notice how the link has a set of numbers at the end? That is his affiliate ID number.

After you had signed up for the credit site using the affiliate link, the next email from that scammer would have said something like: "sorry, the job is filled".

Now that you have responded to a scammer, you are on his 'potential sucker' list, he will try again

Related Topics:

Century Insurance Com
Life Insurance Ce
Life Insurance Cover Online

 
 

Is It Dangerous To Work At A Gas Station?

Question by Jasmine | Posted in Safety

Im a boy and I'm seventeen years old (im using my sisters acct)
the summary says you have to be 16+ years old
but on the news there are always these stories like hold ups and burglaries
this is what the site says:
Holiday offers opportunities for advancement, competitive wages and an excellent benefits program. Some of those benefits include:

•Discount on Gas and Merchandise
•Flexible Schedules
•Medical/Dental/ST & LT Disability

Answer: Your biggest exposure for hazards are armed robbers, beer runners if you try to stop them and cigarette thieves.

I'm not belittling any place of work. I'm just adding a humorous list of definitions to some benefits packages. Don't be surprised if some ring a little truth.

.Discount on gas: Well okay, you'll save about 5c per gallon (that's 50c on 10 gallons). 10% on merchandise.
.Flexible schedules: Means you'll work all kinds of odd hours as they need you. You have no say.
.Medical/Dental (FT employees): Yep. But you'll pay a hefty monthly premium
.Service Award Program: You get an "atta boy" certificate or pin for showing

Related Topics:

Rigby Insurance
Life Insurance Corporation Health
Life Insurance Definitions

 

Calgary Mortgage Protection Plan , life insurance, disability insurance

www.mortgageprotectionplan.ca Mortgage Protection Plan is Canada's largest independent provider of mortgage life and disability protection ...

Is Life Insurance For You? | FinanceMoz.com

by admin

If you’re a smoker ask about incentive programs aimed at helping you quit: While not all life insurance companies offer incentive programs to help you quit, some do and could save you money if you are thinking about buying life insurance and... Simply put, it means that life settlements offer qualifying life insurance policy owners the opportunity to sell policies that are no longer no longer adequately serving purpose or unnecessary, receiving significantly more than cash value for them... Even though there are no concrete statistics, it is believed that most wills written are referred by estate planners, financial planners and life insurance agents to will-writing companies and trust corporations. Offering life insurance for diabetics can be risky if the underwriters are not fully trained....

Read more...
© 2011 Insurance FAQ