Insurance FAQ
 

Does Anyone Know What The Insurance Is For A Jet Ski And Pontoon Boat Rental Company?

I am in Florida.

What is the insurance that is required to rent out a jet ski and a pontoon boat? How much?


Answer: I also own a Boat Charter Company with one jet ski -- however, my jet ski is used off of a larger yacht. I can tell you from experience, that getting insurance on the jet ski is always a challenge. My recommendation would be to call your marine insurance company. I wish I could answer your question straight up, but leave this to the professionals. You want to make sure you have your liability taken care of, you really don't want to short-change yourself here.

I can recommend Bill Hodgens in Fort Lauderdale, FL at www.YachtInsure.com
 
 

Who Talks To The Insurance Company?

I recently broke part of my jaw and smashed in some teeth on a friend's boat. I am uninsured, but my friend's family's boat insurance should at least help cover the expenses, right? So how do I get my friend's parents to talk to their insurance company? What do I do? Thanks in advance for your help!


Answer: Maybe, maybe not. It's going to depend on how it happened that you were injured on the boat. IF they have medical payments coverage - which is possible, maybe they have it, maybe they don't - the amount of coverage probably isn't going to go very far - maybe $1,000.

You're going to have to sue the owner of the boat, and the person who actually caused the injury. IF you can prove negligence, you can maybe get enough to cover your bills.

It will heavily depend on how you were injured - and if you were sober or not.

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Can Our Mortgage Company Require Us To Go With Their Insurance Company?

We are in the process of trying to refinance with a new mortgage company. We currently have homeowner's insurance through Farm Bureau Insurance, as well as boat, automobile, and life insurance. The mortgage company we are refinancing with is saying that we must have and escrow account and pay their OWN homeowner's insurance, instead of Farm Bureau. I don't want to do this because we get a multi-line discount at Farm Bureau, and I like them. Can they do this?


Answer: Absolutely not. Matter of fact, by law, they are required to have you sign an "ainti-coersion" disclosure. It states that they have NOT instructed you to, or required you to use a specific insurance company, to guarantee the closing of your loan. BIG no-no. The law was put in cto protect consumers from companies offering each other kick backs. "send me business, and I'll send you business". It is fraud. You are encouraged as a consumer to shop for the best deal. That applies to the insurance company, mortgage company, title company, etc. Kick backs and "steering" is seriously frowned upon by the Department of Banking and Regulations. They are risking their

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What Is The Best Insurance Company For Boats?


Looking for companies that only insure boats.


Answer: The New India Assurance Company Limited
partals69@yahoo.com

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I'm Looking For A Good Insurance Company For My Husbands Fishing Boat, I Would Appreciate Suggestions.?



Answer: Go to West Marine's web site. they have about the best rates for most boats. In all of the years that I've owned boats, nobody has been able to beat them.

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Connecticut Insurance Company - Car,Home,Motorcycle & Boat Insurance

www.lainsurancellc.com Find the lowest CT Auto Insurance quotes for your car, truck or SUV at La Insurance LLC. When considering purchasing ...

Boat Insurance Quotes | Insurance Blog

Boat insurance is a custom made insurance that covers your boat and this coverage becomes applicable once you have the boat insurance policy from your preferred insurance company. The most important points to consider before you buy insurance for your boat are: Tips to save money on your boat insurance You need to pay certain premium and while the policy lasts, the insurance company will cover all the expenditure that has occurred due to damages resulting from mishaps, accidents or calamities. The cover offered by an insurance company and the service provided by it can differ greatly. This insurance also covers damage done by your boat to other boats or people. If you are on your boat every day or whether on weekends, you must have boat insurance at least during summer months, and beyond if possible. With this in mind Insurance Blog thought we’d take a look at the oldest type of insurance…....

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