Insurance FAQ
 

How Do I File An Insurance Fraud Claim In Texas?

Question by Steph W | Posted in Insurance

Attorneys mother was in a nursing home for 8 years brain dead with Alzeimers. Also he had a mentally retarded brother whom he took care of (State of Texas paid also) and he took out a policy. Amounts unknown. If he took out "too much", is this insurance fraud?

Answer: It doesn't sound like he's hastening their death and he may have insured them to recover costs for their care. Nursing care is very expensive, even with state or Medicaid help. It is up to the insurance companies to decide if policy limits are appropriate and they usually make that determination before issuing the policy.

Fraud would only be the case if he LIED about something on the application, and I think that even there, there is a statutory time limit on how long the insurance company has to find out and void the policy.

As long as he didn't lie about the health of the insured, or his right to an insurable interest (his right to be the owner of the policy),
 
 

What's The Penalty In PA For Auto Insurance Claim Fraud (more Details)?

Question by SLAYER | Posted in Law & Ethics

My friend was caught with claim fraud...he stated on the claim someone hit him while he was in the store and came out the store to find his car was hit when he actually backed into a tree on some street and damaged his bumper. The insurance investigators looked into surveillance and found that his car was never at the store at the time...yes he's an idiot for that and don't know why he made something like that up instead of telling the truth....so what would the penalty look like?

Answer: One thing I know for sure: his future insurance will be sky high. All for a bumper. Very smart indeed.

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Can I Still Be Charged With Insurance Fraud If I Cancel My Claim?

Question by Andrei | Posted in Law & Ethics

I have had property stolen from my car and I filed the claim under my renter's insurance policy. After almost 2 months, the stolen items (almost all of them) were returned to me and I promptly canceled my claim. I'm not seeking any compensation; does any of that constitute fraud?

Answer: No. I filed a claim for stolen property and was paid. After two years the police found some of the stolen property in a pawn shop and returned it after trial. My insurance said it was less than the deductible and to keep it. Fraud is intent. Filing a claim after a theft is OK. Not telling them of recovery can be an insurance fraud.

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Insurance Fraud Claim..Help!?

Question by Kris | Posted in Insurance & Registration

My Husband was involved in a minor fender bender last Friday. My Husband was at fault. He was driving a company Vechle on the way to work.He failed to yield at a stop sign.He stoped but proceeded with out seeing a on coming car. He clipped the back quarter panel and scratched it, and broke the guys light.The guy got out and he said, "oh I just want to get it fixed, that's all" they talked to my Husbands employer and the employer gave the guy the insurance info. The guy suggested that they

Answer: Your company's insurance company is the one who should be involved in this. His boss has no business deducting any part of the deductible from husbands paycheck......unless, there is something in writing that your husband signed, where he agreed to pay a deductible. Something smells here from both the guy hubby hit and the insurance fiasco. I recommend that you see an attorney......fast !

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Any Scousers Got Any Insurance Claim Fraud Tips?

Question by Durden | Posted in Insurance & Registration


Answer: its not just scousers who have all the scam tips you know , any down trodden council estate people should have the answers.

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Operation Dark Horizon - Auto Insurance Fraud Bust

Florida law enforcement officers arrested 17 people and are seeking another eight individuals on fraud-related charges in "Operation Dark ...

Insurance fraud

by admin

Misleading claims represent a substantial proportion of all claims received by insurers and the annual cost of a huge amount. Insurance fraud includes any act that required the insurer is going to receive payment of a fool. insurance fraud can be arranged several services in a row, and they tend to appear in almost allFourth of insurance. What is like trying to insurance fraud was from the beginning of insurance as a commercial. insurance fraud tend to make verysignificant problem....

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