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What Do You Think Of Obama's Plans (listed Here)? |
Question by L.T.M. | Posted in Elections
1. Immediate Relief
1.1 A moratorium on foreclosures and evictions.
1.2 Reset mortgages so payments are affordable.
1.3 No bailouts for banks.
1.4 Extend unemployment compensation, increase payments and eligibility.
1.5 Increase food stamps, WIC, children's health ins., low income energy assistance.
1.6 Assist state and local governments.
Answer: I'll try, my friend...
1.1 Okay - but it needs a determinate term, say 3 mos. for these folks to get their sh1t together.
1.2 NO
1.3 Have to do something - but let's have a REAL economist look at it. A fiscally responsible guy. HE'S throwing OUR good money after bad.
1.4 Okay. Again, must be limited.
1.5 Okay. ' ' ' ' ' ' ' '
1.6 How do you determine WHICH Governmental entities get the $$?
Or does it all go to Districts with Democratic Governors, Mayors, Congressmen and Senators? (I live in one of them - so don't beat me up.)
1.7 WTF is "shovel-ready."
2.1 What's "massive?" I reckon |
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Running Costs Of A Home? |
Question by Anonsi | Posted in Renting & Real Estate
I would like to know what the running costs of a home are. I have listed out what I know, please can you suggest anything I may have missed of? Also, if you have an idea of average costs of the below, please could you add them?
My hubby and I are looking to buy our first property in May/June and would like to work out what we need to account for:
Mortgage
Gas
Electricity
Water
Council Tax
Buildings Insurance
Home contents insurance
Answer: Your home or your life.... some things you don't need to include for running a home such as:
Pension
Telephone (mobile) - Not an additional cost, I guess you have one already
Life Assurance
Term Assurance
Health Insurance
Medical - dental, back etc.
So you are looking at:
Mortgage - £500 per month per £100,000 borrowed
Gas - Depends how new the home is but see Electricity
Electricity - Depends how new the home is and whether you have gas or not, for a new home, 0.25p per day per room
Water - Flat fee, about £100 a year depending where you live
Council Tax - Depends on the property, perhaps £1000 a |
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What To Do About Boiler Problems In A Flat - Urgent!? |
Question by Claire | Posted in Maintenance & Repairs
I live on the ground floor of a converted victorian building. The boiler is sited internally which has now broken down and been condemned as it is not on an outside wall and contravenes building regs. I have been told that the new boiler should be sited on an outside wall but in my case this is not possible. The building I live in is listed and I do not have an outside wall that it can be sited on. The two walls there are, are actually floor to ceiling bay windows as my flat was originally one
| Answer: Firstly a boiler does not have to be on an outside wall and very few are its just a lot easier to install the flue if the boiler is sited on an outside wall. As you say the existing flue comes out in proximity to a velux window which may well have complied 15 years ago but without knowing the relavent dimension involved on site I cannot say if it would now. You existing boiler is probably conventional flued which cannot now be installed new so it would need to be a fanned flue and with careful choice of boiler it may still be possible to take the flue through the roof but the total length of flue must be accessible for annual inspection, bit it may also be possible to route the flue from the |
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Huge Accounting Question, Entire Accounting Process Involved.? |
Question by Lisa E | Posted in Other - Business & Finance
I have messed this up so badly. Here are the details. I know it's a lot so any help at all is appreciated.
1 Plume invested $30,000 in cash and buildings worth $150,000 in the business.
2 Rented equipment by paying $2000 cash for the first month's ( July) rent.
5 Purchased $2400 of office supplies with cash.
10 Paid $7200 cash for the premium on a 12 month insurance policy. Coverage begins July 11th.
14 Paid an employee $1000
Answer: Lisa,
If you didn't stop and buy an accounting pad. Draw 2 columns toward the right side of your page. Mark the top of the first column Debit and the Second column Credit
"Prepare" journal entries is simply writing "to record" before each of the reasons for the entries.
1. Debit 101 30,000 & 173 150,000 credit 301 180,000
2.Debit 640 2,000 credit 101 2,000
5 Debit 650 2,400 credit 101 2,400
10 Debit 128 7,200 Credit 101 7,200
14 Debit 622 Credit 101
24 Debit 101 credit 401
28 Debit 622 Credit 101
29 Debit 684 credit 101
30 Debit 688 credit 101
31 Debit 302 Credit 101
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Purchased Condo With Hidden Structural Problems - What To Do? |
Question by OustFantastic | Posted in Renting & Real Estate
I have been the owner of a condo (4-unit building, newly built from the ground up) for 15 months.
Two of the four owners are still covered by the 1-year warranty issued by the developer. This warranty is to protect against defects and punch list items, etc. A water main has broken and leaked water in my unit (I'm in the Garden Unit). Initially, the developer and his contractor were taking care of the problem. Now they are saying that the condo association's insurance has to pay
Answer: In most states you have six years to file a law suit on a breach of warranty or guarantee. You will have to consult a local attorney to find out.
It sounds like you have a cause of action if in fact a broken pipe was installed or if the pipe was broken by construction equipment.
If the pipe broke because of improper installation - say it was too shallow and froze during the winter, you might have to pursue the architect of the plumbing system.
In any event, if the builders won't fix it, a talk with a lawyer will spell out your options. |
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Ramblings » Blog Archive » Specialist Home Insurance in the UK ...
by mkren2
Ultimately, it’s crucial to note that many insurance organizations that insure listed and historical buildings will reject claims if your building is modified or ruined in any way because of bad DIY job, therefore don’t try repairs on your own. Specialist Home Insurance - Causes to Hire a Specialist Insurance Provider. One instance that generally arises in time period homes is that sometimes it’s a must to tear down a floor surface, wall or ceiling in order to fix wiring or pipes under or behind it. Even though some basic insurance will extend coverage for the... If you’ve general home owner’s insurance, examine it meticulously, because the policy may perhaps require you to engage only firms proposed by the insurance firm. In many conditions, your insurance firm can suggest a number of organizations skilled to perform specialist repairs to these buildings. Yet another gain supplied by specialist insurance companies is cover for objects like antiques and fine art that are most likely......
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