How Many Independent Medical Evaluations In A Given Year?
Question by theknisher | Posted in Insurance
I am trying to find out how many Independent Medical Evaluations are conducted for insurance defense (workers comp, general liability, disability, and auto) in Pennsylvania in a given year. Any idea how I can find this number out? I'm wondering if I should call the workers comp board or various insurance companies, I'm not sure.
Thanks in advance!
Answer: I doubt that any state board tracks this information. Seems to me you would probably have to contact each insurance company and odds are they are not going to share their data with you.
Can Any Insurance Professionals Decipher What This Means In Its Simplest Form?
Question by Sannin | Posted in Insurance
All-risk or special form property damage insurance, naming PCA and the Commonwealth of
Pennsylvania as additional insureds and loss payees, insuring as they may appear the
interests of Provider, PCA and the Commonwealth of Pennsylvania in all personal property,
fixtures and improvements to real estate funded or supplied by PCA, whether titled to
Provider or to PCA. Such coverage shall be written for the full replacement value of the
property in question without
Answer: It's a pretty big question.
It means you, are providing both liability, and property coverage, for PCA and the state of PA. It means, any claims you have, will make them payable on the checks, and if THEY get sued for something, YOUR liability will cover THEM, and count against YOU, for future claims, and eat away at YOUR aggragate limit.
Property coverage would have to be written on an AGREED value basis. Pricey.
The notice language and 'endeavor to' provisions are perfectly clear, and illustrated in the sample certificate you had me look at earlier.
But. AFter that it says, if for any reason you can't get that coverage, PCA
HELP! I Need An Estimate On Getting A Tooth Pulled Or Build Up And Crown (NO INSURANCE)?
Question by Stefanie | Posted in Dental
I had a root canal done on one of my molars about 5 years ago and since I couldn't afford to get a crown done, I've had a temporary filling in it ever since. A little less than a week ago, a somewhat big piece of my tooth broke off. I know I need either a build up and crown (which I'm hoping for) or I need it pulled if the tooth can't be saved. I do not have insurance right now. I was in Pennsylvania when this happened, and the dentist offices were quoting me around $700 to have it pulled and around
Answer: I paid around $300 for my extraction because of this great plan I have. www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars since then. From Root canals, crowns, xrays, exams,cleanings..etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. Hope this helps out some.
Pleading Guilty Or Not Guilty For First Ever Speeding Ticket? (Pennsylvania)?
Question by DFC | Posted in Law & Ethics
Hi guys. Today was a very unfortunate day for me. I received my first speeding ticket in my life, and I was really upset. Let me fill you in on what happened:
I am a college student, and I have a co-op where i work 8-4 everyday. I commute about an hour and 30 minutes EACH way to and from work. So what happened when I got pulled over today was that I was on a stretch of road where the speed limit is 55mph. I was approaching my exit (please keep in mind that the traffic was going approximately
Answer: Definitely go to court and ask to have the ticket reduced. Obviously wear nice clothes (a suit if you have one) and be very respectful. You have a clean record so there's a good chance the fine and points will be reduced for you.
Can Someone Inform Me Of Apartment Renting Information?
Question by Desiree Kerr | Posted in Renting & Real Estate
Hi, I'm getting rather upset that I cannot find information that I need, in order to move out. I've never been on my own before. I'm eighteen years of age, and my boyfriend is living with me under my mothers house. We're both on the SSI deal, but that's only temporary for the both of us, until we can get a stable place to live. I have recently received m high school diploma. I then later, have plans to go into the medical field. That's our source of income for now (My boyfriend also does computer
Answer: Go on Craigslist and look at the price of rents in the city you want to move to.
Smith's Insurance Agency, Inc was founded by James J. Smith, Sr. in 1933. From our beginning in Williamstown, PA we have enjoyed a steady ...
Non-Standard Endorsements Can Have Unexpected Consequences ...
by David Smith
Started to occur had to defend the insured, since the duty to defend is broader than the duty to indemnify, and a policy must defend if there is any possibility that the claim is covered, even if it is subsequently shown not to be. The insurance... p However, while generally speaking most endorsements are drafted by an insurance rating organization (the biggest being ISO), many insurers wrote their own Montrose endorsements or modified insuring clause provisions. p Other insurers incorporated such concepts into the insuring clause itself. p For example, insurers wanted to restrict a case of defective window flashing or a leaky roof to just one occurrence, and policies issued subsequent to the defective work, or at most subsequent to the first leak, should not be triggered. ”p These endorsements attempted to limit insurers’ liability to those policies in force at the time any continuing damage first started to occur or was discovered....
Moneylife Personal Finance site and magazine - Dec 31, 1969
And that is a personal accident (PA) policy from a general insurance company. An annual premium of merely Rs500 would have covered accidental death (AD) and accidental disability benefit (ADB) of Rs5 lakh. Think about it: Rs500 is something a couple
The same Houston law firm, Bailey, Perrin Bailey, which assisted the Arkansas attorney general, is working on the case for Pennsylvania. In Pennsylvania, the state had sought to show that J&J had tricked it into paying millions more for Risperdal than
By KENT JACKSON (Staff Writer) Standard-Speaker File photo Hazleton General Hospital, located on East Broad Street, saw profits of $10.3 million in 2011. A surge in earnings at the Hazleton General Hospital the past two years helped bring 10 doctors
For decades, those assumptions went unchallenged because defaults were rare and bond insurance covered most of what few problems there were. General-obligation bonds have a default rate of just 0.06%, if instances where local governments tap reserves
That case stemmed from a whistle-blower lawsuit filed by Allen Jones, a former Pennsylvania state employee. An investigator for the state Office of Inspector General, Jones began his investigation in July 2002, after officials discovered an
And that is a personal accident (PA) policy from a general insurance company. An annual premium of merely Rs500 would have covered accidental death (AD) and accidental disability benefit (ADB) of Rs5 lakh. Think about it: Rs500 is something a couple
By KENT JACKSON (Staff Writer) Standard-Speaker File photo Hazleton General Hospital, located on East Broad Street, saw profits of $10.3 million in 2011. A surge in earnings at the Hazleton General Hospital the past two years helped bring 10 doctors