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I Need To Cancel My Mobile Home Owners Insurance. Where Do I Go? |
Foremost Insurance policy #170-0646450033-07
| Answer: Contact your agent. |
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Mobile Home Homeowners Insurance Question? |
I have had a policy in force for nearly 2 years that i bought online from American Modern, or American Family Home (the paperwork has both names on it) and i have recently made an acquaintance with a local insurance agent that would like to write me a policy with Foremost Insurance. She seems to think that since i bought the policy online that if i had a claim it would be denied and because i don't know who i am doing business with i could potentially get or be getting ripped off. I told her i sent
| Answer: Foremost is better for your community because they pay your acquaintance the local agent, which allows the agent to pay the rent on the agent's office, which allows the landlord to pay the taxes, which keeps the police employed, etc. Online sellers of anything, from insurance to airline tickets, take away business from local agents and this affects local economies. But a policy from an agent is not better for you than a policy from a website. Historically, the opposite is true. Often, when a person buys from an agent, the agent tricks the person into doing something wrong on the insurance application that later gives the insurance company |
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Auto/Home Insurance Carriers (in NJ) That Will 'easily' Appoint New Independent Agents? |
Hello, In the past I've asked if anyone know how difficult it is to gain an Appointment to sell Progressive Insurance, I received some great feedback! Does anyone know what carrier (Auto/Home) that write in NJ (I was told Foremost, but they don't do business in NJ) will be most inclined to appoint a new independent agent starting from scratch? I'd have no issue submitting a business plan and proof of E&O coverage.
- Thanks in advance for all of your help!!!!
| Answer: With no starting book of business the chances of obtaining a contract with an insurer to write personal lines will be small, you can forget about commercial lines. Insurers worth writing business for don't care if you have a business plan, and they would assume you have E&O coverage or else you can forget about them returning your calls ever again. Insurers want to see results. They want to see you have the ability to obtain clients and produce good results. Unless business plan your business plan has some truly revolutionary new way of doing business insurers aren't going to be overly impressed. Insurers know what insurance brokers do and how they go about doing it. Unless you can show something |
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Homeowners Insurance For Mobile Home? |
My in laws live in a mobile home in Massachusetts. They had Hanover for homeowners Insurance but they do not insure mobile homes any more. They now have Foremost....but it has almost doubled their rates. Does anyone know a insurance company who will take "new" policies and are reasonable? (Allstate does not take New policies for mobile homes anymore.) thanks in advance.
| Answer: try this site...http://www.mobilehome.net/Insurance/Prem ere/index.htm It's an easy way to see how the rate they are paying compares to other companies. |
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Question About Insurance Claims From Ike? |
i'm in texas in chambers county, and our area was hit very badly by ike. my mobile home, which i just bought 2 weeks ago, has been cut in half by a tree, and it's completely destroyed. so yeah, my first month as a homeowner isn't going all that great. i have insurance through foremost, and it includes windstorm coverage. i spoke with the claims department yesterday, and they told me they'd send us an emergency check to help us out until we can meet with a claims adjuster, and that we should save
| Answer: Foremost will bring in adjusters from out of state to help with all the claims. However, the claims can only be worked one at a time. It could be a several weeks before an adjuster gets in contact with you. Believe me, it's not the adjuster just ignoring you. You see the damage around you...everyone needs an adjuster. Usually insurance companies try to get to the claims that homes are unlivable first. We can't really give you a time line. All I can tell you to do, is take what ever steps you can to keep the rest of your property from being damaged and keep your receipts. |
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