Insurance FAQ
 

Do College Students Get Any Medical/dental Insurance?

Question by Johnny P | Posted in Health Care

I go to Long Beach City College, and would like to know if we get medical and/or dental insurance ? If yes, how do I use the insurance? If not, does anybody know of any places or programs that help students with getting insurance ? thank you

Answer: Not in the US unless you want to pay through the nose. Just saying.
 
 

Can A Dependent Full Time College Student Be Sued For Medical Bills In Their Name, Under Their Moms Insurance?

Question by pokervon | Posted in Law & Ethics

I am a 19 year old full time college student, i had to have surgery (along with all the medical bills that come along with it) i am a dependant and under my mothers insurance. All the money that I earn goes into college.

Answer: Yes!

You are the insured member under your mother certificate of insurance (group or individual), when you had the surgery, it was your surgery, not your mothers or the insurance companies, you are responsible for the loss that you incurred.

The hospital can file a civil complaint against you in order to recover the monies owed from your covered loss.

Write the hospital a Hardship Letter, letting them know that you have limited means in order to repay the debit, and work with the hospital to negotiate down the claim, and make a payment arrangement.
 
 

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Who Has Responsibility To Pay College Student's Medical Bills?

Question by dlahey0924 | Posted in Financial Aid

If a college student is 20 and has a job, who is responsible for their medical bills after insurance pays their portion?

Answer: The student is responsible for the bill. Unless of course they are lucky enough to still be living off their parents. But, if the bill doesn't get paid, the student's credit will be the one affected.

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Medical Insurance And Suplimental Insurance (pregnancy?

Question by Rdefined | Posted in Trying to Conceive

Okay, my husband and I would LIKE to start trying to conceive 3-6 months from now. We do not have medical insurance provided through his work so we need to explore other options. Also, we are both full time college student however, school does not provide student medical insurance. I have found some student insurance policies but they really only cover emergency room visits.

I have looked into getting private insurance. It seems 'SelectHealth' and 'Blue Cross Blue Shield' both have

Answer: Blue cross Blue shield is horrible for having a child. Consider medicare/medicaid

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Medical Insurance And Supplemental Insurance (paying For Pregnancy)?

Question by Rdefined | Posted in Pregnancy

Okay, my husband and I would LIKE to start trying to conceive 3-6 months from now. We do not have medical insurance provided through his work so we need to explore other options. Also, we are both full time college student however, school does not provide student medical insurance. I have found some student insurance policies but they really only cover emergency room visits.

I have looked into getting private insurance. It seems 'SelectHealth' and 'Blue Cross Blue Shield' both have

Answer: I'm in a similar situation. I have a good job but the company I work for is so small my boss can't offer insurance. My hubby is a full time college student on the GI bill and also does not have insurance. After I interviewed with a handful of insurance brokers I finally had one tell me that all of the individual maternity insurance plans are crap. He suggested that I go ahead and get pregnant and then get on Medicaid. I make a little bit too much money to qualify right now but they have to take uninsured pregnant women.

Just to give you an idea, the cheapest maternity coverage I found would cost me at a very minimum $8,200 to have a baby. And that's if I get pregnant the first

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Type of College Student Health Insurance Plans If you think college students do not need health insurance, you are wrong. Students should be ...

How College Students Can Get Texas Health Insurance | Insurance ...

by admin

If your parents have put you on their health insurance policy, by all means let them keep you on. Trying to tackle it yourself would be a challenge, especially if you don’t have the money to do it. Or if you had health insurance in Texas from your... Here are some things that college students can do to get health insurance in Texas that is affordable:. For college students in Texas, health insurance can be hard to come by sometimes. How College Students Can Get Texas Health Insurance. A lot of them do not bother to get health insurance in Texas....

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