How Can I Lower My Auto Insurance Rate In California?
Question by Vitavetavegemin | Posted in Insurance & Registration
Details:
Licensed at 19/Now 25yrs old. I have a clean record but can't afford full coverage because it's in the thousands. Is it pricey for me because I'm Asian? I don't get it, I hear about people being fully covered for a whole year for less than $1200, but I only have basic coverage and I'm paying $1100 per year. Can anyone help?
Answer: Insurance Premiums are calculated in different ways. Most companies use among other things, your zip code and credit rating. No, you being Asian has nothing to do with your premium. It could be that the area you live in has a high number of accidents and thefts. Most likely after you turn 26 you should see a drop in your premium. Ask your agent to explain how your policy was rated. Ask, if you moved to a different zip code would your premium go down.
California Auto Insurance Rates Going/gone Up?!!!?
Question by missinformed | Posted in Insurance & Registration
I'm turning 25 this month and called because i wanted to get a new (hopefully lower) rate for being that age and not having any tickets or violations.
Then they go and quote me something HIGHER than what I'm paying! I asked why and that's what the told me. That the state of California has been hit with higher rates.
~WHY?
~When did this happen?
~Why has no one talked about this?
~Am I the only one being affected?
~Is there anything I can do to lower
Answer: Check some other companies.
I had what I considered very good rates and service by Wawanesa Insurance when I lived in San Diego.
Quite often you can save money by switching companies every 2-3 years. The new company will give you a low rate to get you into their system and then raise it a little every year. After 2-4 years it often pays to move to another company if they are offering lower rates.
Here in Arizona I saved $600 per year by switching last May. If it goes up I'll be asking around next time also. I won't switch companies for a difference of $50 per year, but I would for a difference of $200 per year, assuming I knew both of the insurance
What Is The Best Rated Auto Insurance In California And Why?
Question by xx_v_xx | Posted in Insurance
I'm having trouble finding ratings by people regarding their auto/home insurance. I'm located in Southern California. I don't mind paying a premium for better coverage.
Answer: That's because there aren't any.
There's no one top "best" insurer, as "best" is in the eye of the beholder. To many people, it means cheapest.
Question by benthehero | Posted in Insurance & Registration
i noticed this year 2008 when i was up for my 6 month renewal monthly payment plan that my payments were higher. i bought my car, a mazda cx-7 june of 2007 and i was paying $95 a month, now i have to pay $114 a month. no new accidents or tickets since buying the car. i was expecting nothing to change, but then i noticed this. so i called them (esurance) today and they told me that all of California had premium increases. is this true? i had a feeling they were bullshi**ing me. can someone please
Answer: An insurance company can increase their rates, and every insurance company does this, some companies do it more than others. But an insurance company will ask the insurance comissioner of your state if they can increase their rates, and the insurance comission is the one that approves this.
Yeah if I were you I would shop around. You could go to an independent insurance agent, and asked them to get you a quote. That agent might have a really great company with great rates that they can put you with. But most definitly shop around.
What Is The Cheapest Auto Insurance In California And Can You Please Tell Me The Monthly Rate For Liability?
Question by Jaber M | Posted in Insurance & Registration
Answer: That depends on a number of different things. It really depends on the individual, how many violations they have, their age and I have heard it even depends on their credit rating.
California Auto Insurance Rate Cheap California Car
AutoInsuranceInformationOnline .com california auto insurance rate cheap california car (california auto insurance rate cheap california car) " ...
8 Ways to Get Cheap California Car Insurance | iMoneyTalks.com
by admin
First and foremost, after you decide what kind you need, you will want to compare several California auto insurance companies side-by-side to see who offers the cheap rates. The law only requires you to get ,000 worth of insurance to cover bodily injury, ,000 to cover all bodily injuries, and ,000 to cover alteration to the other guy’s car. Liability insurance covers the guy you hit, and is the only automobile insurance required by California law. If this is all you get, you can get very cheap automobile insurance. If you only want liability, you don’t have to find a company that is high calibre as you only want to comply with the law.
Beginning mid-May, insurance premiums for Low Cost Auto Insurance program decrease up to 9% across California - biggest changes seen since 2009. By California Department of Insurance SACRAMENTO, Calif., May 16, 2012 -- /PRNewswire/ -- Insurance
Car insurance discounts, especially in today's economy, are very important to motorists. California recently made changes to state auto insurance regulations that make it easier to determine if a motorist was at fault for a particular accident.
Although these scores cannot be used to set rates in California, in many other states they can create double-digit swings in how much you pay. The better your credit, the less you pay for insurance. Location, location, location: Where your car is
State Farm does not refuse insurance based on the breed of dog a customer owns in any US state. Children and seniors are frequent victims of dog bites. In fact, more than half of all dog bite victims are children. "Among children, the rate of dog
The state's ban is unique in that it institutes a two-point penalty to driving records for every offense, meaning insurers can raise insurance rates and premiums on drivers with marked records. A similar ban recently passed in West Virginia mandates
Beginning mid-May, 
Although these scores cannot be used to set rates in California, in many other states they can create double-digit swings in how much you pay. The better your credit, the less you pay for insurance. Location, location, location: Where your car is
State Farm does not refuse insurance based on the breed of dog a customer owns in any US state. Children and seniors are frequent victims of dog bites. In fact, more than half of all dog bite victims are children. "Among children, the rate of dog