Insurance FAQ
 

UK: Question About Travel Insurance/pre-existing Medical Conditions?

I had what they called a "unexplained sponteneous episode of haemoptysis" last Feb (basically my lungs filled up with blood which I coughed up) and was hospitalised for two weeks. This was over a year ago and my doctor says it's perfectly safe for me to fly/go abroad. However, I was never diagnosed with any illness or condition as they did numerous tests and couldn't find the cause of what happened. My doctor says it was just "one of those things", that I probably just had a very


Answer: Firstly, enjoy your holiday - we drove through Germany once and it was lovely!

Secondly, I am not sure, some family members had problems a little similar and I think they stayed with normal insurance because of money problems and what not. Maybe if you contact your doctor again (hoping he isn't like mine) he can give you some more information. If you also contact a insurance company directly, i.e over the phone and speak with someone explaining your problem, you may be able to get a little further.

If you feel lie you're going to be fine, which hopefully you will be, then maybe if you just listed a condition down which could be a little similar. Not that there
 
 

Cheap Travel Insurance For Those With Pre Existing Medical Conditions?

I am going to the United States (San Francisco) in January of 2011 for 3 weeks. I suffer from high blood pressure (controlled by tablets) and diabetes type 1 (Insulin dependent). I am told by my brother-in-law that I should get insurance for myself for the three week period. I have had a couple of quotes from some very unfriendly people over the phone and wonder if anyone has had experience of buying insurance with these conditions and who I might approach for the best deal?


Answer: Try Saga. www.saga.co.uk

Yes I know they are supposed to only cater to older people, but they will take any age.

Because they do cater to mainly older people, Diabetes is something they deal with a lot,

My mother had a similar problem, and they were a good caring company,

The additional cost was only minimal.

Have fun in San Francisco. I have been there, its a great place.

Related Topics:

Marine Insurance California
Care Insurance Medicare
Cheap Flood Insurance

 
 

Travel Insurance For People With Pre-existing Medical Conditions (UK)?

Can anybody recommend a travel insurance company that specialises in travel insurance for people with pre-exisiting medical conditions in the UK? Thanks.


Answer: A lot depends on the nature of the conditions, if a specialist is involved and any changes to medication as well as the length of the conditions.

You could try http://www.portwood.co.uk/ for a range of companies all of whcih will consider pre-existing medical conditions. If the conditions are not too serious the best bet would be the BIBA travel scheme (if they quote) as if they accept the condition they won't increase the premium.

Related Topics:

Marine Insurance Claims
Cheap Group Health Insurance
Nys Insurance Law

 
 

[Canada To Australia] - Travel Insurance For Pre Existing Medical Condition?

I have been looking around for some good cheap travel insurance for Pre-Existing medical conditions. I seem to be able to find an abundance of places in the UK that provide this (most notably, 'Free Spirit', which gives prices for about 140 pounds), but I am living in Canada. Does anyone know where I can get this? The condition is Epilepsy, it has been under control for around 2 months, since meds were switched. Many companies I am looking at exclude that from their policy. (Again, Free Spirit doesnt


Answer: Most travel insurance underwriters will allow you to purchase insurance with out extra fees if your condition is stable for more then 3 months.

The website below has 4 of the more common insurance underwriters that will insure pre-existing conditions

Manulife Cover Me might be the best option.

All you can do is get some quotes from the insurance companies and see what they say.

Related Topics:

Marine Insurance Uk
Cheap Girls Car Insurance
Motorbike Insurance In

 
 

We Are Trying To Obtain Travel Insurance For My Brother A Pre Existing Medical Condition Called Cardio Myopath

Can anyone advise whether they have obtained travel cover with this pre existing condition and if so, which company. We are in Australia wanting to travel to the USA and Europe.
Hope you can help as we have tried heaps of companies who effectively don't want to know.
Thanks for your time.


Answer: Airlines offer travel insurance and their coverage is not dependent upon pre existing conditions as an airplane disaster has nothing to do with a passenger's health. Health insurance with a pre existing condition is another matter. It is always available but not always affordable. I pray that his cardiomyopathy is well treated and that he enjoy good cardiac funtion - and finally - that he enjoys his travels.

Related Topics:

How To Get A National Insurance Number
Cheap Full Coverage Car Insurance
Rental Insurance Policy

 

Over 65s 75s Travel Insurance Medical Condition

Over 65s 75s 80 Holiday Travel Insurance with a Pre-Existing Medical Condition / Problem: Heart

Travel Insurance for Medical Conditions: The Pros & Cons of Pre ...

Travel Insurance for Medical Conditions Fortunately, a number of specialist providers now offer pre-existing medical conditions travel insurance for those who would have once gone without coverage for that condition. Although not a particularly enjoyable part of pre-vacation planning, ensuring that adequate travel insurance for medical conditions is in place is fundamentally important. Whilst most people can take out coverage online or at their high street bank, this isn't the case for those who have a pre-existing medical condition. This is invaluable, particularly for those traveling from Europe to the U. S. Although the premium will be higher, coverage can provide genuine peace of mind for the insured and his/her family....

Read more...

© 2011 Insurance FAQ