Insurance FAQ
 

I Am Looking For Any UK Travel Insurance Company That Covers Cancellation Due To Not Being Able To Get Visa?

I live in UK. I booked a holiday in Spain. I applied for a visa. However, the travel insurance I did does not refund me if I failed to get the Schengen visa. Does any one know of a UK insurance company that offers insurance that covers trip cancellation due to visa request being rejected by the consular?
Please note that my visa is not rejected yet. However, I want to be ready with a suitable insurance in case this happened.


Answer: You have to buy insurance before the cancellation. No one will cover that loss now after the fact.
 
 

Are There Any UK Travel Insurance Websites That Also Translate The Documents Into Chinese Characters Also?

I cannot find any travel insurance in bi-lingual translation in UK


Answer: it's unlikely you'll find them...
such documents aren't usually posted on line

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Can A Uk Citizen Living Abroad Buy Uk Travel Insurance?

i am a uk citizen from birth now living in barcelona, spain, can i buy travel insurance for travel to the usa as a uk citizen but not a resident?


Answer: No. You need to be resident in the UK to be able to take out a UK travel policy. It's in the small print.

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Is It Possible To Buy Uk Travel Insurance When Out Of The Uk? If So Does Anyone Know Of Any Providers?

I'm currently in Australia and require cover while I travel SE Asia from 18th Oct to 19th Dec.


Answer: as long as you can pay by credit card, and are a uk citizen, I dont see why you cant use any of the websites offering insurance.
try http://www.directline.com/travel/welcome .htm

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Travel Insurance - UK To SA?

So I am taking my digital camera to do some photography in South Africa and I want a travel insurance policy that is going to include such things as; theft, medical aid (health care) and an insurance that covers bad weather in case my flight is cancelled due to an Ash Cloud number II (LOL). Does anyone have an insurance company they could recommend? I am not looking at spending too much money as the insurance as my flight burst the piggy bank.. haha.

I do appreciate all your effects


Answer: Try a company called Direct Travel. If you google them you should get them no probs. They have good coverage and reasonable rates. One thing you will have to Check though is the single article limit on any policy you decide to buy. Dependant on the cost of your camera you made find on the whole travel insurance is inadequate for covering it. Most policies will have a single article limit of £300 or a photographic equipment limit of £100 etc. Check these limits before buying. To ensure coverage for the camera you may find the best way is to contact your home contents provider and have the camera added as a personal possesion covered away from the home, also check with them that they cover you

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Do UK residents need travel insurance when travelling in the EU ...

Elsewhere in the EU a lot more doctors than in the UK only treat private patients. Your NHS EHIC gives you cover for medical costs in the EU, to the same extent that the particular EU national scheme covers its citizens but it’s not always easy to find or get to a doctor who operates within the health service of another country. Travel insurance covers lots of things, such as lost or stolen belongings incuding money & passport. So – no, you don’t NEED travel insurance, but can you afford to pay for everything yourself if something goes wrong. Plus in some of the other EU countries the patient has to pay part of the cost anyway, and often emergency dental treatrment is not covered by the local health service.

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