Insurance FAQ
 

Need Info On Low Cost Health Insurance In Michigan. Have To Pay Myself Self Employed. Where Do I Start?



Answer: Kaiser
Blue Cross
AARP

Research some local health companies.
 
 

What Is The Best Health Insurance Plan For A Healthy Family Of 3?

It's me, my wife and my daughter.
My wife and I are both self employed, and we live in Michigan.
We would like to have some kind of basic coverage in case we need to go to the Emergency Room.
Who can we call and ask?
Which insurance company gives the best deal?
Should we buy cathastrophic insurance only?


Answer: You should NOT by a catastrophic plan or hospital only plan. They are ridiculous plans. ALWAYS buy a comprehensive plan and if you want to lower the premium then up the deductible. There is NO reason whatsoever that you would, for example, want an insurance policy to pay your $100,000 bill if you had a heart attack (and went to a hospital), but NOT pay for your $100,000 bill if you got cancer (no hospital). It's a ridiculous premise and they save very little money.

You SHOULD buy insurance through an insurance broker that does business in your state. You just need to give your information to the insurance broker and they should run through the hundreds of plans that are

Related Topics:

Life Insurance Proceeds Tax
Life Insurance No Medical Exams
Life Insurance Institute

 
 

Insurance Options In Michigan For S-corp?

My wife and I have been running a successful online business for a few years now and the income has surpassed that of my office job (my wife only works for the online business). So we are at the crossroads of continuing the way we are going now or go solely with our own business.

The biggest concern is with health insurance. Almost everything I read about insurance for self employed works is that it is expensive and coverage is poor and not guaranteed. But I have also seen that with


Answer: I had the same situation as you. I formed a group plan for my own business to cover myself and my wife.

I contacted an insurance agent that handles group insurance -- most agents don't. By law or regulation every health insurance company that offers group insurance in your state must offer it to you as well.

So, contact the obvious candidates:

Anthem Blue Cross
Aetna
UnitedHealthGroup
Pacificare (which I think is part of UnitedHealthGroup)

All of these companies will quote you 15 or 20 different group options, with or without dental and vision, if you want.

My needs were best served with Anthem

Related Topics:

Life Insurance Probate
Life Insurance Licenses
Life Insurance In Trust

 
 

I Live In The U.P. Of Michigan - Are There Any Work From Home Jobs Or Careers Available In The Escanaba, Area?

PROFESSIONAL SUMMARY:
Creative and knowledgeable leadership in client communications, various prevention services networking experience, familiarity with health prevention and medical terminology, comprehensive office management duties including computer applications, grant and report writing, records management with data tables, as well as experience with business office equipment, general accounting, advertising, fundraising and multi-task management for profit and non-profit organizations.


Answer: The medical industry holds a wealth of different professions from the obvious nurse and doctor professions to adminstrative professions. My sister really wanted to work in this field, but she wasn't sure exactly what she really wanted to do. She unearthed the website in the resource box below, it has lots of instruction, and it aided her to decide what she really wanted to do. They have guidance with other jobs too.

Related Topics:

Life Insurance Policy Rate
Life Insurance Leads For Agents
Life Insurance Beneficiary Form

 

What is the best health insurance plan for a healthy family of 3 ...

There is NO reason whatsoever that you would, for example, want an insurance policy to pay your $100,000 bill if you had a heart attack (and went to a hospital), but NOT pay for your $100,000 bill if you got cancer (no hospital). You SHOULD buy insurance through an insurance broker that does business in your state. You just need to give your information to the insurance broker and they should run through the hundreds of plans that are available to you and narrow it down for you. You should NOT by a catastrophic plan or hospital only plan. That’s what good insurance brokers do. In the last week I’ve sold plans with Aetna, Humana, United, BlueCross and Assurant…there is no ‘best....

Read more...

© 2011 Insurance FAQ