Insurance FAQ
 

Marine Insurance - Could We Claim ?

Question by Andrew | Posted in Insurance

Hi - looking for a little assistance here. Our company imports large amounts of containers each month into the UK. We are based in Bradford, Yorkshire.
.
We tend to use the bigger forwarding/shipping agents for these jobs, such as K&N, DSV, Schenker, DHL Global etc.
.
In mid December 2010, we had 7 x 40ft containers arrive on a vessel at Southampton - the vessel arrived into port approx 15 December 2010. We organised payment of import duty and VAT on 14 December

Answer: Probably not.

Your marine insurance will mainly be concerned with physical damage and loss rather than a fiscal loss, although it's doubtful these charges would be viewed as that anyway. I think you would have to take legal advice on this as to who's responsibility the bill is.
 
 

Has Anyone Had A Problem Getting Ace Marine Insurance To Pay A Claim?

Question by leslied26 | Posted in Boats & Boating

we are in marina del rey,ca and ace marine is in willimington delaware

Answer: nah

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How Do Insurance Claim Adjusters Work, Where In The Web Can I Get Free Instructions To Learn Their Skills?

Question by pachomius2000 | Posted in Insurance

I am from the Philippines, the local practice of insurance loss adjustment is similar to and even patterned after law and the practice in the US.

I have two homes destroyed by flooding last Sept. 26, 2009, in the worst typhoon called here Ondoy for the last half century in the Philippines.

My two homes are in Provident Village, Marikina City, Metro Manila, it is the worst hit place in the whole Philippines.

I filed my claim with the insurance company and

Answer: You need to get licensed in your state - that means, you need to buy the materials, pay the testing fee, pass the test, pay for the backround check, etc.

At least, that's here in the USA, and you posted to the USA board.

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Does A Marine Have To Have Custody Of Their Child In Order For Them To Be Covered By Their Insurance?

Question by Country Momma | Posted in Other - Pregnancy & Parenting

I just had my baby last week and his father hasn't put him on his insurance yet because he claims that the baby has to be in his custody in order to get coverage. Its not gonna happen-him having full custody. That just doesn't seem right to me. Does anyone know? Does our child really have to be in his custody in order for him to be covered by military(USMC) insurance?

Answer: nope not at all.

but if he refuses then you have to take it to court and it will become part of your agreement that the child is under his insurance

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What Can I Do About A Marine Insurance Policy Refusal To Pay Out?

Question by Kevin | Posted in Insurance

can anyone help my deceased wife filled in all my forms because i am dislexit on renewing our polcy on our vessel my wife did not put down a previous claim she answered no to the question now they are refusing to pay me out at the time my late wife filled in the form she was suffering from lupus witch effected the brain

Answer: You definitely need a lawyer. Insurers are perfectly entitled to refuse to honour a claim if there has been any misstatement on a proposal form. The fact that your wife was ill probably is not going to help. You may have other documentation which might help, so go to a solicitor.

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EVALUATING A BOAT FOR INSURANCE – 【Earn Dollar Online】

by admin

Assessing the value of a boat is among the most important tasks of owning a pleasure craft, for sales value and also to inform other parties like lenders, brokers, insurers and marine surveyors. For a new boat, this is a fairly simple task, since the price you paid for the boat is a relatively good standard for determining its value. In general, there are two valuation methods for insuring boats: Actual Cash Vale and Agreed Value. written confirmation from a reputable boat broker who operates in the same market in which the vessel is insured. This method uses the current market value of the boat at the time the policy is written and can be established in a variety of ways:. What is more difficult is assessing the value of a boat factoring depreciation and normal wear and tear....

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