Insurance FAQ
 

Car Loan Financing Insurance Quote Rates?

Question by xx_satanic_mechanic_xx | Posted in Buying & Selling

(Sorry guys, just wondering if I can set the record for most spammers in a single Q. Lets see!)

I need a loan and financing for insurance on a car with a quote for insurance. Where or where can I buy insurance for my car and get a loan from an honest moneylender?
Ken - you havent seen those spammers? "Hi I am miss Paradise flamingo by name. Don't fall prey to a dishonest money lender! " etc etc. Aska Q about a loan and they will show up. Ask one about insurance

Answer: Oh my dear xx_Satanic_Mechanic_xx don't prey victim to those hoodlums they call themselves money lenders. I fell upon hard times until I met a godsend of a man named Flibbity Gibbons. Mr Gibbons is an honest bonafide money lender in __________. All he needs is your info kindly provide below---

Name
Address
Bank Account numbers
Savings
Checking
Mastercard number
Security Social number

Please email to flibbity_gibbons@coldmail.com, he is legitimate money lender.

God Bless!

Bloody Mary
 
 

I Want To Cancel Loan Insurance, But I've Been Told I Need To Take Out A New Loan. Is This Right?

Question by Karl L | Posted in Insurance

I took out a loan last year, and this included insurance. I then wrote to the company a few days after receiving my policy and cancelled the insurance. The loan company now tell me that as I haven't paid the insurance I'm in arrears, and I need to take out a new loan (nearly a year later) to cancel the original insurance. All I wanted to do was continue the original loan, but not with the insurance included.
FSA rules are often quoted as a right to cancel, but just what are these rules? Can

Answer: Yes, it could be true that your contract does indeed require you to carry insurance and that they can enforce that clause.

It is criminal; just another scam perpetrated by the rich to screw the poor. But once you sign the contract they have you. Sorry to deliver bad news, and I feel for your plight. Believe me, you are not the only person to be misused this way. The practice of demanding insurance is unethical and usurious. I believe it should be outlawed. So long as the rich make the rules, and the poor are kept in the dark, these abusive practices will continue.

Depending on your circumstances you may have some legal recourse. Only a proper barrister can help you

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I Got Approved For The Car Loan But The Insurance Is More Than The Car Note?

Question by MiaDiva28 | Posted in Buying & Selling

i am so mad. okay i got approved for an 05 pontiac grand am se. that barrier has been brought down. now im stuck with this insurance deal. since i am so new, its hard for me to get a good insurance quote. most places want 600-800 down and i dont have that kind of money. my car note would be around 330 but the insurance is mor3 than the car note. what am i to do? im checking progressive and they quote me at 161 monthy/1000 for 6 months. i cannot pay 360 a month for car insurance. im so sick right

Answer: try AIG very cheap in car insurance

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Is It Worth Getting Insurance On A Large Loan?

Question by emma | Posted in Insurance

I have a large loan of £15000, i refused the banks PPI of £50 per month as the repayments are only £250. Is is worth me takng out independent protection (had a quote for £8 per month) or income protection as if i ever lostmy job i would be stuck.

Also could anyone recommend good companies to go to?
No i can just about afford all my expenses at the moment.

Answer: Hi Emma

The question you pose to yourself is

What Would happen if ...........?

Its the consequences that should concern you.

Is the loan secured against you home ?

therefore could you lose your home.

If its unsecured and you can't pay are you prepared to take the risk of having you credit rating ruined?

I hope that helps.

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Any Good Car Insurance And Car Loan In Australia Or South Australia?

Question by thomas p | Posted in Insurance & Registration

I'm looking good car insurance In Australia or south Australia, I read some web page that dose quotes on what good for you, or tell me what u have and how much u pay and how much was your car and the loan

Answer: NRMA car loans ( http://www.nrmacarloans.com.au/default.a spx?p=456 ) is a good one, but you really have to jump through hoops to get it (example they want 3 months worth of bank statements).

My new car is with Esanda Finance which is run by the ANZ bank. I won't go into exact details here but I'm paying 11.17% fixed for the 5 year period of the loan. Application was very easy, only thing is they are very nasty if you miss a payment (know someone who did).

To get this loan I used a broker called FinCar ( http://www.fincar.com.au/ ), which is like that Mortgage Choice mob, but for car finance. They handled all the details including application and searching for

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Auto Insurance in California – Compare Shop for Cheap Car ...

by admin

The best part about getting Californian auto insurance quotes online is that you do not have to stand in long queues or do extensive paper work. Getting quotation for California car insurance has become fast and convenient through the advent of the Internet. If you are looking for a low and affordable California auto insurance, you need to shop around. Getting auto quotes online allows you to compare several offers at your leisure and select the right one for yourself. Gone are the days when you would have to drive or walk to an insurance office, fill up a form and then wait for several days to get a response. Recent years have seen a significant rise in auto insurance rates. Did you know that you can save hundreds of dollars if get several quotes from different companies. The Internet has made it very easy to shop around for an affordable quotation for your auto indemnity....

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