Insurance FAQ
 

What Exactly Is Hillary Clinton's Healthcare Insurance Plan?

She said during the debate tonight she would impose upon insurance companies mandatory coverage for all pre-existing conditions.

Is this an impossible scenario in which people would just wait to get sick before getting coverage, thus effectively not requiring them to pay a premium while they are healthy? Or is everyone required to be enrolled in her program? If so, who or what pays for this?

Just wondering. In the former case, I'd just wait until I got sick to get


Answer: no it means you are required to accept personal responsiblity to provide your insurance coverage the same way you must provide your own auto insurance coverage. if you don't pay your premimium for the month , you will have to pay back the money you spend on your medical care that is not covered. they will garnish wages , taxes, etc and function as bill collectors for the doctors / hospitals. perhaps fine you as well , this could become a profit center for the government.
 
 

What Financial Class Are You In (i.e. Middle Class) And Do You Have A Decent Health Insurance/ Healthcare Plan

Hey,

I'm writing a paper on the current health insurance system in America, and we have to present a statistic from a survey we did. I thought this would be the place that I'd find the most diverse people, so I chose that. Please, just say if you're happy with your health insurance plan and your financial class (optional). Thanks!


Answer: Well, we're not going to be diverse - most of us here are insurance geeks, so most of us WILL have insurance. You might be better off hanging out at the grocery store.

Also, you'll need to define financial class. I consider myself to be middle class, and think my health insurance is pretty good. And I'm happy with it.

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What Do You Think Obama's Healthcare Insurance Plan Is Going To Cost?

An affordable coverage for me and my family would be about $200.00 a month at the most. (that's all of us combined), Is that reasonable? Would that include co-pays and hospitalization? Does anyone know?


Answer: It will cost tax-payers $50 to $65 billion a year when fully implemented and will require the mandatory participation of every American. If you don't participate, there will be fines or possibly criminal charges.

B. Hussein Obama’s claim that he would save $2,500 per family beyond a simple cost shift to the federal government of large claims is unsubstantiated.

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Where In The Constitution Does It Give Congress The Right To Force America To Join A Healthcare/insurance Plan?

I keep looking for that part but I cannot find it. Any help here?
Judith- WHERE does it say that again?
mtlmnr49- Wow! Great answer.


Answer: Nowhere. If such a provision existed they would simply quote it directly, you wouldn't get 60 different answers from each Senator who supports the legislation. Congress and the President are trying to expand their authority to control the industry. It is the Supreme Court's job to knock them back into their place and strike down the law when it is challenged. The only way Congress and the President could Constitutionally expand their authority to this extent is through the people and the states amending the Constitution to give up their right of self determination to the federal government.

There is no Constitutional provision under which the Federal government was given the authority

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I'm Considering Enrolling In A Healthcare Insurance Plan With?

a company called National Benefits Advisory Association. The pharmacy plan is called Clarity Rx. Anyone with knowledge or experience with this company? Is it reputable, cost-effective, etc.?


Answer: This is not an insurance policy, but a, "discount," plan. Read comments of others that have purchased this plan here... http://www.thriftyfun.com/tf34610492.tip .html.
Personally, I would stay away from this type of purchase. A high deductible plan from your local Blue Cross will be a much better solution. Keeping your cost down, you will still be covered for medications, physicals, urgent care, etc. Use Yahoo search to locate their website in your state.

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