Insurance FAQ
 

I Need To Start Saving On My Healthcare Insurance Coverage. It Is Way Too Expensive. Since Our Congresmen?

Question by Titof | Posted in Insurance

and women are not working so that I can buy insurance outside the State of Colorado, could I possibly buy it from China? anyone know of any Chinese companies operating in the U.S. that are offering affordable health insurance?

Answer: Nope. I don't think health insurance is "big" in China.
 
 

Can I "purchase" A Healthcare Savings Account Without Standard Insurance Coverage?

Question by Megan M | Posted in Insurance

My family currently already has health insurance coverage but the company does not offer HSA's. My husband owns his own incorporated company and wants to offer ONLY an HSA option and NO healthcare insurance. Is this possible? Basically, as a small business, can we purchase just an HSA without having to also buy healthcare insurance too?

Answer: No. An HSA can only be set up in conjunction with a Qualified High Deductible Health Plan.

Also, please be aware that your family is not eligible for an HSA (even if your husband offered one through his company) due to the health insurance coverage you already have.

(From the FAQs on the US Treasury website regarding HSAs http://www.ustreas.gov/offices/public-af fairs/hsa/faq_eligibility.shtml
"Who is eligible for a Health Savings Account?
To be eligible for a Health Savings Account, an individual must be covered by a HSA-qualified High Deductible Health Plan (HDHP) and must not be covered by other health insurance that is not an HDHP. "

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Is There Any Temporary Healthcare Insurance Coverage Out There That Allows Pre-existing Conditions?

Question by gabe | Posted in Other - General Health Care

Looking for coverage that also includes hospitalization, and prescription coverage.

Answer: you mean you want to pay me $100 today, ask for $10,000 tomorrow, and cancel your policy after that.

sure, that's likely.

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What's More Important-Children Getting Healthcare Coverage OR Insurance Companies Increasing Profits?

Question by Richard V | Posted in Other - Politics & Government

The Bush administration, continuing its fight to stop states from expanding the popular Children’s Health Insurance Program, has adopted new standards that would make it much more difficult for New York, California and others to extend coverage to children in middle-income families.

Administration officials outlined the new standards in a letter sent to state health officials on Friday evening, in the middle of a month-long Congressional recess. In interviews, they said the changes

Answer: Children for healthcare. The best way to reduce health care cost is to give children access to healthcare and start from an early age a healthy lifestyle. The health insurance industry is not about the patients it is about the all mighty dollar and the rest of us suffer for it

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How Do You Feel About Healthcare Reform Including Insurance Coverage For Abortions?

Question by TiedtoaRainbow | Posted in Politics


reposted from onenewsnow.com/politics
The two primary measures -- the Kennedy bill and the House Democratic leadership bill -- contain provisions that would represent the greatest expansion of abortion since the Supreme Court legalized it in 1973, according to Douglas Johnson of the National Right to Life Committee.

"These two bills contain multiple provisions that would result in federally mandated insurance coverage of abortion on demand, result in massive federal

Answer: If health care care reform goes through the only way abortion should be covered is if going through with the pregnancy constitutes a direct threat to the life of the mother. This is part of the larger ideal of if we do go to a national health care system it should cover life threatening emergencies only (IE cancer treatment, heart and other transplants etc.)

If we decide that tax payers are going to be forced to foot the bill for abortion on demand how soon until the bill for plastic surgery, sex changes, and other cosmetic surgeries are going to be given to the tax payers.

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