Insurance FAQ
 

What's The Best Health Insurance, Blue Cross?

Question by sexy one | Posted in Other - General Health Care

I'm 23 yrs old and I'm just seaching for a good health insurance plan for dental and medical, specifically for dental though and please don't give me united health insurance, I rather have something else.

Answer: Here's a few thoughts on finding what you're looking for:

1. Go to www.nahu.org and find a local agent. NAHU is the professional association for agents (like me) who "specialize" in health insurance coverage.
2. Go to www.genesis-grp.com (my site) and get your own "set" of health insurance quotes from a wide variety of companies and plans. Or, do an online search for "health insurance quotes AND <your state>," then get some quotes to review.
3. Stick with "name brand" companies like Blue Cross, Aetna, Humana, etc. There are a lot of other plans out there that look good & have good prices, but "you don't get something
 
 

How Much Is It For Blue Cross Blue Shield Health Insurance (family Plan) Per Month If You Buy It On Your Own??

Question by sleepsatwork | Posted in Insurance

I want to work for myself but the cost of supporting my own health insurance for myself,wife and child is a big factor in my decision.

Answer: There are too many variables to answer your question. Each insurance company will have a number of different plans. The plans with all companies will vary by state and the premium will vary by zip code or county.

The premium will also vary by your ages, current health conditions, and your height and weight. It will vary by whether you want and HMO, PPO, or an indemnity policy. It will vary depending upon your deductible and if you want maternity. It will also vary by how comprehensive is the policy.

Visit a local independent agent. The agent can help you find the best policy for your situation and budget. The agent can also compare the BCBS policies with other companies

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Question On Premera Blue Cross Health Insurance, Max $$$ They Offer?

Question by jeffyp1000 | Posted in Insurance

Hello there I don't know anything about health insurance! I was wondering if the health insurance agency Premera Blue Cross had a set amount of money that was available for "giving out" for corrective surgery. If it changes with each insurance plan or whatever is does anybody know what amount for each plan?

This is urgent and I really appreciate any and all answers.

Thanks allot

Answer: It is different with each plan. Read the plan provisions or call the insurer.

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If I Buy My Own Health Insurance Plan Blue Cross... What Out-of-pocket Limit: Deductible Plus $3,000 Means?

Question by skyturns | Posted in Insurance

I mean the plan states that my deductible will be 5000, so does that means that in case something happen I will be responsible for $11000 ! before the insurer pays anything?

Answer: No...just the first $5000. You should be talking to an insurance broker and not trying to do this on your own. Professional help is free so seek it out. Just make sure you complete the application through the broker so they can get compensated for their advice AND so they can help you down the road.

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Is Wisdom Teeth Removal Covered Under My Blue Cross Health Insurance?

Question by gnccracer16 | Posted in Dental

i have a pretty good health insurance plan thru my work but no dental. i have been getting pain out of a wisdom tooth the past week. i can see the tooth itself in the back of my mouth with gum material around it the gum is mainly what is so soar and ive been having migrain type headaches also would wisdom teerh cause headaches and also would my blue cross health cover my wisdom tooth oral surgery? thanks for anyones help

Answer: See if your policy will cover surgical removal of impacted wisdom teeth. If that is indeed what you have, then it should cover its removal. Good luck

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Smart Sense POS Health Insurance Plans Blue Cross GA

SmartSense Individual and Family POS Health Insurance plans. The benefits you want at the prices you have been looking for. Dont have health ...

Family Health Insurance Plans | Many Americans Turn Towards ...

One of the first steps to finding an affordable family insurance plan is to talk to friends and family who may be on a family health insurance plan. Health insurance is extremely important for everyone to have whether you are an individual looking for health insurance coverage just for yourself, or the head of a family looking for coverage for your entire family. Many people decide to opt out of family insurance coverage because they feel that the money that they spend on health insurance is a waste because they think that they will never need coverage, many people think this until it is too late. There are many affordable family insurance plans available in the United States today contrary to what many people think, that family plans are expensive and unaffordable. Ask them how they like their coverage and if they would recommend it, remember to keep in mind that every family has different needs that need to be met, and what is good for one family may not be ideal for another...

Source: Family Health Insurance Plans | Many Americans Turn Towards ...

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