Question by Michael B | Posted in Other - General Health Care
I may have ringworm or lyme, but I have no health insurance. Before I go to the Doctor's I want health insurance. I'm not looking to spend over a hundred, no less than fifty; would prefer between $50 to $70 a month. What's a good deductible for this situation?
Answer: YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here www.HealthInsuranceIdeas.info to solve my similiar problem.
How Would Bush's Proposal For Tax Deductible Health Insurance Work?
Question by Carmen | Posted in Insurance
I understand that he would propose a $7500 tax break for singles, $15000 for family. What currently comes out of my paycheck for insurance would become taxable. So, am I to believe we will be getting (yet another) tax statement from our employer or insurance company (for individual plans) telling us the value of our health insurance? I estimate my insurance (and I arrived at this by checking what my COBRA payments would be should I leave the company) to be worth $14400, pretty close to the max
Answer: OK, I think instead of kicking in money for a gym membership, we should have "state sponsored gyms". Which is kinda silly, because we have state paid for sidewalks and streets, and MOST people have shoes, and you can walk/run down the street for NOTHING. Use the stairs, not the elevator. Park at the far end of the lot. Walk to the grocery store. Outlaw fast food joints. And ice cream. And smoking, and booze, and private car ownership - if we all BIKED to work, we'd be much healthier. That will do WONDERS for our health.
I'm not familiar with Bush's plan. Sorry, haven't heard of it. But I do know that anything government does, they do it
Is It Better For Young People To Take A High Deductible Health Insurance?
Question by Wildtrent | Posted in Insurance
I ask b/c i'm 23 pretty healthy occasional seasonal allergies, no chronic issues, so is there any reason to take a plan that cost more monthly, my company's high deductible would only be 10dollars ever 2 weeks out of check.
Answer: My recommendation, which is not for everyone, is:
1. Take the high deductible plan.
2. With the money you save, open a "health savings account" (HSA).
3. Deduct this money on your taxes.
4. In the unlikely event that you need medical care and cannot afford the high deductible, use the HSA (or part of it) to pay the deductible.
4. If you do not need medical care, hold onto the HSA to use later when you are older and do need medical care.
However, this only works if you save the money. If you are going to blow all the money, and will not have any savings available when you need it, then get a plan without a high deductible.
Is My Health Insurance Deductible If I'm Self Employed, My Parents Are Included, But They're Not My Depandant.?
Question by Jessica | Posted in Other - Taxes
I am self employed filling 1040 form. I have a health insurance in which my parents are included but they are not my depnadants(they file their own taxes seprate, they do not include me in their taxes for nothing) I was wondering if i can claim the 100% of the insurance I am paying even though I am fiilling as single and no dependants, or how does this works??? HELP!!!!!!
Answer: You cannot deduct it on line 29 unless you are married to your parents.
On line 29, you are not allowed any deduction for health insurance for a person other than yourself, your spouse, or your dependent.
However, if your parents are also employees of your business, then you may be able to deduct the expense on Schedule C, line 14 Employee benefit programs (other than on line 19).
Basically, I'm looking to get new health insurance (my work insurance blows) and I have a choice between one that is $180 per month but with a 1,000 deductible and one that is $480 and has no deductible.
Answer: Well, the deductible is how much you pay of covered services, BEFORE the insurance kicks in.
So, you pay for the first 5-6 doctor visits, or the first couple of emergency room visits, or the first broken arm, etc, whatever adds up to $1,000, BEFORE the insurance pays one dime.
If you don't see the doctor often, you'll be ahead of the game in three months.
1800insurancect.com No deductible health insurance or zero deductible health insurance policy isn't always what it is cracked up to be.
Cancer And Stroke Insurance – Important Sickness Insurance ...
by admin
It seems medical insurance corporations do rate will increase every 12 months even for those who don’t use it. A household with a $5,000 deductible health insurance plan might end up paying that $5,000 out of pocket deductible if somebody gets... Personal accident insurance plans and a most cancers coronary heart health insurance coverage do a great job masking this emergency room protection gap with or with out different forms of health insurance in place. These indemnity fashion plans are reverse to a high deductible health plan as a result of supplements pay out immediately and have little or no deductible. Lots of people search out indemnity plans or compensations model insurance as a result of insurance policies are extra predictable and less elusive on how much they will really pay. These supplements are commonly purchased to cowl out of pocket exposure and deductibles with a current HDHP (high deductible health plan). Rising your medical insurance coverage deductible annually......
By Chris Mondics The US Supreme Court, where justices are expected to rule on the Obama health care plan in June. The ruling would affect the justices' health insurance as well. CHARLES DHARAPAK / Associated Press, File No matter how the case turns out
It's the hottest trend in job-based health insurance: plans that give you a personal savings account for medical bills but also require you to pay a hefty share of costs before coverage kicks in. By RICARDO ALONSO-ZALDIVAR Associated Press No comments
By Cheyenne Kent Seniors looking for bargains in health insurance should be well-informed when shopping around. This will help them avoid future headaches because insurance rarely pays at 100 percent. As Medicare is the reigning queen for this
For Oregon health insurers, I am looked at as lethal. It's not the spot of melanoma that I had removed at OHSU Hospital five years ago. No, it's that I'm 59 years old and, as a freelance radio journalist, I pay for my family's insurance myself.
These exams are available free to those with Medicare or commercial insurance. There is no co-pay or deductible. Medicare recipients need to have been in Medicare at least one year and have not had an annual wellness visit within the last 12 months.
It's the hottest trend in job-based health insurance: plans that give you a personal savings account for medical bills but also require you to pay a hefty share of costs before coverage kicks in. By RICARDO ALONSO-ZALDIVAR Associated Press No comments