Insurance FAQ
 

Can Anyone Tell Me, On Average, What Home Insurance On A Double-wide Mobile Home Is In Indiana?

Question by metaldetectorman365 | Posted in Renting & Real Estate

I live in Indiana, and am looking for cheap home insurance for a double-wide trailer. Does anybody know on average what insurance runs in Indiana?

Answer: You can easily check your quotes in internet, for example here - homeinsurance.awardspace.us
 
 

Does Mobile Home Insurance Get Cheaper Or More Expensive With Time?

Question by KeepOnLoving | Posted in Other - Home & Garden


Oh, yea! ... like cars... thank you.

Answer: Since mobile homes depreciate and lose their equitable value, I would assume the insurance gets cheaper with time.

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Whos The Cheapest Mobile Home Insurance Provider For The Springtown Tx,parker County Area?

Question by gsparks61 | Posted in Insurance


Answer: You're going to have to shop around. Generally the best mobile home insurers are American Modern and Foremost Insurance - both work through independent agents. You can locate an agent on their websites - www.foremost.com, and www.amig.com.

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I Am Looking For Insurance On My Mobile Home.?

Question by Dick H | Posted in Renting & Real Estate

I live in a 1985 double wide mobile home. I had to take the state insurance when i bought it last year but the premiums are out of this world. I am looking for something cheaper for homeowners insurance and a company that insures in Ocala, Florida. Any help with rates out there?

Answer: The premiums are high because the trailer is really old, it has close to no value at all. You are lucky to find anyone to insure it, you are not likely to find a company to insure it cheaply.

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My Home Owners Insurance Company Isnt Wanting To Pay Out For Our Mobile Home That Shifted From A Tornado.?

Question by marieandsameverett | Posted in Insurance

We where hit by a tornado 3 weeks ago. Our insurance company keeps saying that we dont have 39,000 dollars worth of damage. But yet they want us to replace everything all the way across the front and down one side. The floor all the way thru the mobile home is messed up. The master bathroom is got to be redone completely. I need a new roof because it has a leak. But the adjuster says because she cant see a hole that more than likely they wont pay to have it fixed. Wouldnt it be cheaper for them to

Answer: OK, there are two issues here: 1. Damage that was done by a tornado - aka, wind damage and 2. existing maintenance issues, such as the roof.

The insurance isn't going to pay for maintenance issues. You're not specifying what damages were done from the tornado, and what damages the insurance company is requiring you to fix.

One problem with mobile homes is, they eventually rust into irrepairability. Like that roof. By the time they're 20 or 25 years old, they're worth NOTHING. Just because there's some wind, does NOT mean they total it out - they are NOT responsible for anything except wind damage.

Likely, they're asking you to fix maintenance

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