Insurance FAQ
 

Cheapest Full Coverage Car Insurance For An 18 Year Old?

i'm eighteen years old and im about to get my first car. i think im going to work all summer and just save up so by the end of the summer ill either have enough to fully buy a car or have enough to make payments. my mom said i have to get full coverage insurance. what is the cheapest insurance i can get. and what is a quote?


Answer: Get free quotes from different companies. Ask someone you know that could help you with choosing your insurance company.
 
 

What The Best, And Cheapest Car Insurance To Get Full Coverage On??

I moved to another state, need to change insurance companies, and have a 2000 pontiac sunfire.. its still in good shape and would like full coverage.

What the BEST, and cheapest insurance to get full coverage on??
I'm not a student (already graduated) and its paid in full. Good idea, I will jsut go around and get quotes. Can you negotiate for a better deal though or is it a final decision?


Answer: Insurance rates vary from company to company, so, your best bet would be to obtain a quote from different insurance companies to see who can provide you with the best rate. Only obtaining the rate from one company won't let you know if you are getting the best rate.
If your vehicle is being financed (you are still paying on it), you would want to have comprehensive and collision coverage. Both of these coverages require that you select a deductible, which is the amount you are required to pay before the insurance company pays. Pick limits that are affordable for you in the event you have an accident (mainly go with the $250 deductible option). Also, pick liability limits that will

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WHO HAS THE CHEAPEST CAR INSURANCE (FULL COVERAGE) AND THAT'S NOT GEICO?

I just had geico and I would like to change car insurances. Whose rates generally have lower down payments and monthly?


Answer: Depends on a lot of factors, especially which company you go with, and what state you live in. For quotes, go directly to their website, not a web search. Here's a few major companies to get you started.
Nationwide/Allied
State Farm
Allstate
Progressive

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Do I Need Full Coverage Insurance If I Get In-house Car Financing?

I have no credit and I think in-house car financing is the only way I can get a loan for a cheap car (I'm looking for something up to $3000).
Is full coverage car insurance mandatory if I get in-house car financing?


Answer: Any time you finance a vehicle full coverage is required to protect the interest of the lender.

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What Is Full Coverage Car Insurance?

In other words, what does full coverage cover, and are there cheaper/more expensive types? This especially applies to the full coverage required when making payments on a can, and the loan company requires full coverage insurance.
I meant car, not can. oops >.>


Answer: Full coverage insurance cover three area of loss. Collision your fault in an auto collision, comprehensive which covers fire theft and vandalism and liability - which covers damage and injury to others including passenger in your vehicle.

There are endorsements that cover accesories added, rental car and tow.

Also look for Personal Injusry Protection and/or Med Pay for injuries to the policyholder in an accident

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