Insurance FAQ
 

Does Anyone Know Which Company Offers Cheap Flood Insurance In Massachusetts?

Question by cocapluff | Posted in Insurance

And is it true that flood insurance companies all offer the same rate? I tried searching for this information on google, but nothing really helps. If anyone knows, I really appreciate your answer. Thanks.

Answer: Flood rates are set by FEMA - so there's no "cheaper" unless you talk about different coverages.
 
 

Where Can I Get Cheap Flood Insurance For The Natomas/Sacramento Area?

Question by Bignizz66 | Posted in Insurance


Answer: Yep, flood rates are set by FEMA. There is no competition - it costs what it costs.

Another way to lower your rates, is take a really high deductible.

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I Need To Buy A Flood Insurance. Where I Can Get A Cheap One?

Question by sasha18y | Posted in Other - Home & Garden


Answer: If you live in a Special Flood Hazard Area, you're unlikely to find a very good deal through a private insurance provider. In that case, you can be insured with through FEMA.

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When Will The Tea Party Get Around To Demanding That The Feds Stop Subsidizing Flood Insurance For The Rich?

Question by Doc Holliday | Posted in Politics

boys with homes on the beach?

I live on the Gulf Coast but far enough away from the water that I don't need flood insurance. I live in the cheap section with order ordinary working people.

But on the beach, the opulent condos owned by the Elite receive subsidies from FEMA to help them afford insurance.

I'm tired to working and paying taxes so some rich jerk can live on the beach at my expense.

Answer: they give to the united Obama fund......understand?

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Cheapest And Best Flood Insurance?

Question by xxfirerican . | Posted in Insurance

I live in Az and was told my townhome was is in a flood zone and I need flood insurance. How much does this cost and wheres the cheapest place to get it. Another guy in the unit next to me said his mortgage company forced the insurance on his loan and it was 2,500 a year so his mortgage went up 300 a month!! thats seems like an insane amount? Please help.

Answer: If you have a mortgage, the bank may require flood insurance. If you don't have a mortgage, the decision on flood insurance is up to you. But if you choose not to get it, your homeowner's policy won't cover floods.

The amount of the premium will depend on the value of your property and the risk of floods in your area. There are also policies for building only, contents only and building + contents. Here's a link to a website that might be helpful.

http://www.floodsmart.gov/floodsmart/

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